Business plan for investors and banks

Market, product, operating model and financial plan — with a financial model

A business plan for investors and banks explains how a project or a running business will make money: market, product, marketing, operating model, team, financial plan, risks and how much money is needed. We write the plan end to end or improve individual sections, together with a financial model. Business plans for a Spanish startup visa or residence permit are prepared by our partner Relotus.

investor, banka version for each reader
with a modelnumbers tied to the text
turnkeyor individual sections
running businessesand new projects

How a business plan differs from a concept and a model

A concept answers “what is the project and why is it interesting” and helps attract attention. A financial model calculates the numbers. A business plan connects the two: it shows exactly how the idea turns into revenue, who does what, what it costs and where the risks are. Investors, banks and partners read it — and the team works from it afterwards.

What investors and banks look at

  1. Market and customer: is there demand and who will pay.
  2. Operating model: how the product is made and sold.
  3. Financial plan: revenue, costs, cash flow, break-even.
  4. How much money is needed, what for and when it comes back.
  5. For a bank — the ability to service debt, and collateral.

What you get

A business plan with the standard sections: executive summary, business description, market and competitors, product, marketing and sales, operating plan, team, schedule, financial plan, risks, funding requirement.
The financial model the financial plan is built on.
A version tailored to the reader: investor, bank, partner.
For a running business — a development or lending plan based on actual figures.
Vladislav Panchenko, Founder and CEO of Finetic Consulting

Who writes the plan

Vladislav Panchenko

Founder and CEO of Finetic Consulting

Over 30 years of executive experience in corporate finance and operations at major corporations and banks with annual revenues exceeding $1 billion: financial management, strategic planning, risk management and corporate restructuring.

30+ years in financeMaster’s in EconomicsFinance MBA
About the team →

Packages

Package A

Review and improvement

you already have a plan
  • Review of the logic, figures and assumptions
  • List of what will raise questions with an investor or bank
  • Improvement of individual sections from an agreed list

Not included: plan written from scratch

Discuss package A →
Recommended
Package B

Turnkey business plan

core format
  • All sections of the business plan
  • Financial model and financial plan
  • Risks and mitigation
  • Investor version

Not included: support in negotiations

Discuss package B
Package C

Business plan for a bank

loan or financing
  • Everything in package B
  • Cash flow including debt service
  • Document pack to the bank’s or fund’s requirements
  • Answers to the bank’s questions

Not included: guarantee of loan approval

Discuss package C →

The price depends on scope and which sections are already done. If you have already ordered a project concept from us, its cost is taken into account. We quote the price after the introductory call.

How it works

Introductory call, 15–30 minuteswho the plan is for, what is ready, deadline
We fix the sections, timing and price
Agreement and payment; work starts
We gather data, interview the team, write the sections and build the model
We hand over the plan, walk you through it and make edits within the package

What clients say

We came to Finetic Consulting for a business plan and financial model for our project IMSKIPPER.NET. We liked how quickly Vladislav prepares documents and how deeply he works them through. It is comfortable to work together: every question can be discussed at online meetings while the work is in progress.
Georgy Im, owner of IMSKIPPER · Translated from Russian.

What we do not promise

  • We do not guarantee a loan, grant or investment: the bank, fund or investor decides. We are responsible for the quality and logic of the document.
  • We do not prepare business plans for a Spanish startup visa or residence permit — our partner Relotus does that.
  • We do not give legal or tax opinions.

15–30 minutes: who the plan is for, what is ready and your deadline. We quote the price after the call.

Frequently asked questions

How much does a business plan cost?

It depends on scope, industry and which sections you already have: you can order the whole plan or individual sections. We quote the price after the introductory call.

What is in a business plan for investors?

Executive summary, business description, market and competitors, product, marketing and sales, operating plan, team, schedule, financial plan with a model, risks and funding requirement.

How is a business plan for a bank different from one for an investor?

An investor is interested in growth and a share of future profit; a bank in the ability to service debt on time. So the bank version puts more weight on cash flow, the repayment schedule and collateral.

Do you write business plans for the Spanish startup visa?

No, documents for the startup visa and residence permits are prepared by our partner Relotus. We write business plans for investors, banks and partners.

How long does it take?

It depends on scope and how quickly data is available. We fix the timing in the agreement after the introductory call.

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